and just like that, it happened

by Josie on October 29, 2009 · 27 comments

Two days ago, my husband called me and said he now had health insurance at work that he could add me to. The premium was high (and honestly more than we could afford), but we agreed to do it because of some issues I’ve had over the last couple of years that have gone untreated because we could not afford to pay out of pocket. I was SO friggen happy because anyone who knows me can tell you how important it was to me to finally be able to make an appointment with a doctor to get tested, diagnosed, and hopefully treated. I was waiting to say anything about it on here until all the paperwork had gone through and I received my health card. You know, the whole “I’ll believe it when I see it” approach.

As it turns out, I was right to be paranoid. My husband got laid off today. That’s 2 days after they receive his paperwork to add me on insurance. 6 days ago his boss called a meeting and told all the employees that the company was still doing good considering the economy downturn. 6 months ago my husband he got a $2/hr raise (One of only a few who did). And yet, today he got let go? TWO DAYS after he added me on his health insurance.

I’m convinced that’s the reason they let him go because his company pays half of the premiums for it’s employees and spouses…and all of the foremans will tell you that my husband is the hardest working employee they have…so it’s the only thing that makes sense. When the two insurance agents were there the other day talking to him about our options they kept telling him he’d be better off getting an individual policy for me because it’d be cheaper that way. (Of course, they didn’t know I was uninsurable). I thought it suspicious then as to why the agents would try to convince my husband NOT to buy their product.

Anyway, I might be wrong and it has nothing to do with the fact that he added me on his insurance, and even if I’m not wrong, there’s nothing we can do about it. It is what it is. We’ll be ok. I mean, I had to take a 25% paycut a while back just to keep my job, so we’ve made a lot of budget adjustments since then in preparation in case anything worse happened, such as this. So, we’ll be ok, but would be grateful for all the prayers/thoughts/good wishes anyone’s willing to offer.

By the way, he’s an electrician, so if there’s anyone local (Lee County, Fl) who knows or hears of any openings, please let me know.

I’ll admit when I came home from work I wanted nothing more than to drive through Dairy Queen and just dive into as much ice cream as I could possibly eat. I didn’t though. and I really, really, really, really, really wanted to. So that was a huge victory for me today.

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{ 25 comments… read them below or add one }

1 South Beach Steve October 29, 2009

Josie, first and foremost, I am sorry to hear about this. That is really rough. I am proud of you though. At least you didn’t let this derail your efforts. If his employer let him go because of this, shame on them. I hope that isn’t the case, but it is certainly plausible. You and your family are in my prayers.

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2 beej October 30, 2009

Oh Josie, I’m so sorry. I know you said that you guys would get through this, and I know you will, but I don’t want yout o ahve to struggle.

But, as Steve said, I’m so proud of you for not giving in to temptation and falling back on your old unhealthy way to respond to stress. I truly think you’re a changed woman! Congrats!

And I’ll also be praying for your family and the new job search. God Bless!

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3 Robin October 30, 2009

I’m so sorry, I know how you feel. I don’t make much and I travel way too far. My husband got laid off almost a year ago and still doesn’t have a job. I am not one to pray but I’m considering praying for the economy to get better.

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4 Lynne October 30, 2009

I am praying for you too. Be strong girl. You can do this. Call me if you need anything, or want to talk.

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5 Josie October 30, 2009

Thank you everyone. I was proud of myself too, but just kept thinking to myself “bigger picture” and went to bed without any type of snack or binge eating. Hopefully another door will open up for him and this will turn out to be a blessing in disguise!

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6 Kimberley October 30, 2009

Sorry to read about this Josie. Here’s hoping your husband finds work quickly. Thinking positive thoughts for you and your family.

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7 Janet October 30, 2009

Really sorry to hear about your husband’s job. But, I am also happy for you that you didn’t turn to food. That IS a HUGE victory… sometimes it is so hard to stay on track eating-wise when it feels like everything else is falling apart. Wish I new somebody that was looking for an electrician in Florida… but I’m too far away up here in Canada to be much help!

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8 Jody - Fit at 51 October 30, 2009

Josie, I am so sorry to hear this yet so proud of you for not going to Dairy Queen! Me, I might have headed right to the bakery for a cookie!

As you know since you found my blog, I am a strong advocate of healthcare reform & I am NOT happy with the bill they put out… it is NOT enough! What is wrong with these people & I am on their side! I have written to them as well! Let them know they will not get the support they got in the election if they keep heading this way!

Anyway, I will have another post this Sunday on healthcare!

Sending HUGS!

PS: I think your thoughts on why your hubby’s work thing happened is right on! I DO NOT trust the insurance industry al all!

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9 Karyn October 30, 2009

Josie, I am sorry to hear about your husbands job loss. I think you are right in that a better door will be opened up for him now. You have a great attitude about it all and that alone will bring better things to your family.

Your family is in my prayers.

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10 Diane Fit to the Finish October 30, 2009

I am soooo sorry to hear this news. I wonder if they did lay him off because of the insurance cost. That would be terrible if they did!

I’m so glad that you resisted the call of Dairy Queen. It’s so easy to fall right back into those habits when times of stress hit, and you resisted. Great job.

I hope he will be able to find a job soon. When we were looking for an electrician we couldn’t get anyone to come out! But we are far from you.

Take care,
Diane

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11 Lori (Finding Radiance) October 30, 2009

I am so sorry to hear this! At least your husband is in a field where he should get employment soon!

That is strange, and maybe you should speak with a lawyer and see if you have some sort of case.

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12 Teresa October 31, 2009

So sorry Josie!

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